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Several opportunities still exist for financial assistance for businesses.  

The application deadline is Wednesday, January 13, at 11:59 for the California Small Business COVID-19 Relief Grant Program (careliefgrant.com) While this State program has had an overwhelming response, funding is not based on first come first served and opportunities are still available.  

Locally, the Cardiff By-The-Sea Foundation is offering $1,500 grants to 50 local businesses through its Encinitas Support Fund after a donation to that organization was provided by the City of Encinitas.  Visit their website at https://www.encinitassupportfund.com/ for details and for the simple online application.  

The County of San Diego has financial assistance as well.  Visit the County’s COVID-19 webpage, Financial Assistance (sandiegocounty.gov) for financial assistance programs and information that may be helpful for your business.    

The U.S. Chamber of Commerce offers an update on the latest stimulus details and changes to PPP loans as well as this guide to help assist small businesses. Contents in this guide include answers to the following questions:

1. How Do New Changes Impact My Existing PPP Loan?

2. I Exhausted My Initial PPP Loan, How Does This Help Me?

3. What If I Never Received a PPP Loan?

4. Which Other Programs That May Help My Small Business Have Been Changed or Updated?