Affordable housing offers lower-income households the opportunity to rent or purchase a home at a cost that is below the market price. The Department of Housing and Urban Development (HUD) establishes the area median income (AMI) limits on an annual basis, which is used to qualify households for affordable housing. Restrictions are based upon defined percentages of the AMI, such as 30% AMI (extremely low income), 50% (very low income), 80% (low income), and 120% (moderate income). Rents and affordable housing costs will vary depending upon the AMI restriction. 

Income and Rents Schedule

Affordable housing provides an opportunity for lower income households to live at a cost that is generally below the market price.  Income limits and rents are capped at specific percentages of the Area Median Income (AMI).  The income limits are established by the federal Department of Housing and Urban Development (HUD), and are updated on an annual basis.  Each affordable housing unit will have different income and rent limits.  Please see the most current Income and Rent schedule below to determine the maximum allowable household income and rent that can be charged.

Applicable for the Affordable Unit Policy, Density Bonus, and Inclusionary housing units built before 2015 (HUD):  2022 HUD Income and Rent Schedule 

Applicable for Density Bonus and Inclusionary housing units built after 2015 (HCD):  2022 HCD Income and Housing Cost Schedule 

HOME Program

The HOME Investment Partnership Program is a federally funded affordable housing program through HUD and provides separate income and rent limits. The HOME program limits are updated annually.

2022 HOME Program Income and Rent Schedule

For more information about the HOME program and property management resources, please visit the HOME Program Website.

Utility Allowance Schedule

Affordable units include an allowance for tenant-paid utilities, such as water or electricity. The Encinitas Housing Authority publishes a Utility Allowance Schedule on an annual basis, and is utilized for all of the affordable housing units within the City.

2022 Utility Allowance Schedule

Compliance Monitoring

The City monitors the affordable housing units on an annual basis to ensure continued compliance with affordability restrictions and requirements. The following forms are some of the primary tools used in the monitoring process.

For more information, please contact: Jennifer Gates, Principal Planner at (760) 633-2714 or [email protected] or Cindy Schubert, Program Assistant at (760) 633-2726 or [email protected]